Free Business Checking — Compare Accounts

Compare Free Business Checking Accounts

Business checking accounts don't have to cost money. Several online banks offer free business checking with no minimum balance, no monthly fees, and no transaction limits. Compare features to find the right account for your business.

Top Free Business Checking Accounts

• SoFi Business — No fees, no minimums, 2.5% APY on balances, FDIC insured
• BlueVine — No monthly fees, free incoming wires, invoice factoring
• Mercury — Built for startups, no minimums, integrated with Stripe and Shopify
• Azlo — Online-only, no fees, integrated payments
• Novo — No minimum balance, free transfers, integration with QuickBooks
• Relay — Up to 5 free accounts, debit cards, detailed expense tracking

What to Look For

• Monthly fees (should be $0)
• Minimum balance requirements (should be $0)
• Transaction limits
• ATM fee reimbursements
• Integration with accounting software (QuickBooks, Xero, Stripe)
• FDIC insurance
• Customer service availability